Discover our competitive rates
Because we’re not-for-profit, we pay back earnings to you by offering lower loan rates.
Which consumer loan rates are you interested in?
Vehicle Loans
| Loan Type | Model Years | Terms | Minimum Loan Amount |
APR*
APR = Annual Percentage Rate
|
|---|---|---|---|---|
|
New & Used Vehicle
100% Financing with qualified credit
|
2022-2024 |
Up to 63 months
|
|
as low as 5.99% |
|
|
72-75 months
|
$15,000 minimum
|
as low as 6.49% | |
|
|
76-84 months
|
$20,000
minimum
|
as low as 7.49% | |
| Used Vehicle | 2018-2021 | Up to 63 months | as low as 6.49% |
|
| 72-75 months | $15,000 minimum | as low as 6.99% | ||
| Used Vehicle | 2015-2017 | Up to 63 months | as low as 7.99% | |
| Used Vehicle | 2015 & Older | Up to 48 months | as low as 8.99% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate
APR = Annual Percentage Rate
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Motorcycle, Jet Skis, ATV Loans
|
Loan Type
100% financing with qualified credit
|
Model Years | Terms |
APR*
APR = Annual Percentage Rate
|
|---|---|---|---|
| New | 2023-2024 | Up to 60 months | as low as 8.99% |
| Used | 2022 & Older | Up to 48 months | as low as 9.49% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Harley-Davidson Motorcycle Loans
|
Loan Type
100% financing with qualified credit
|
Model Years | Terms | Minimum Loan Amount |
APR*
APR = Annual Percentage Rate
|
|---|---|---|---|---|
| New | 2022-2024 | Up to 63 months | as low as 6.74% |
|
| 72-75 months | $15,000 minimum | as low as 7.24% | ||
| 76-84 months | $20,000 minimum | as low as 8.24% | ||
| Used | 2018-2021 | Up to 63 months | as low as 7.24% | |
| Used | 2018-2021 | 72-75 months | $15,000 minimum | as low as 7.74% |
| Used | 2015-2017 | Up to 63 months | as low as 8.74% | |
| Used | 2014 & Older | Up to 48 months | as low as 9.74% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Boat, Motorhome, and Travel Trailer Loans
| Loan Type / Model Years |
Terms |
Minimum Loan Amount |
APR* APR = Annual Percentage Rate
|
|---|---|---|---|
| New & Used 2023 -2024 | Up to 60 months |
$5,000 minimum | 7.99% |
| New & Used 2023-2024 | 61-120 months | $15,000 minimum | 8.49% |
| New & Used 2023-2024 | 121- 180 months | $25,000 minimum | 9.49% |
| Used - 2022 & Older | Up to 60 months | $5,000 minimum | 8.49% |
| Used - 2018-2022 | 61 - 120 months | $15,000 minimum | 8.99% |
| Used - 2020 - 2022 | 121 - 180 months | $25,000 minimum | 9.99% |
Signature/Personal Loans
| Loan Type | Terms & APR* APR = Annual Percentage Rate |
Minimum Loan Amount |
|---|---|---|
| Signature | Up to 36 months as low as 11.00% |
|
| Up to 48 months as low as 11.50% | $3,000 minimum |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Secured Loans
Savings Secured & Certificate Secured
| Loan Type |
Terms & APR*
APR = Annual Percentage Rate
|
|---|---|
| Savings Secured (secured by compensating funds on deposit at Mainstreet CU) |
Up to 48 months
Share Rate + 3.00%
|
| Certificate Secured (secured by compensating funds on deposit at Mainstreet CU) |
Match Certificate Term
Certificate rate + 3.00%
|
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Home Equity Loans
| Loan Type | Term | Minimum Loan Amount |
APR*
APR = Annual Percentage Rate
|
|---|---|---|---|
| Home Equity Fixed Rate | 60-180 months | Call for rates | |
| Home Equity Line of Credit | $7,500 minimum | Rates as low as Wall Street Prime + 1/2% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
Mastercard® Credit Cards
| Loan Type |
Terms & APR*
APR = Annual Percentage Rate
|
Minimum Loan Amount
|
|---|---|---|
| Platinum Mastercard® |
as low as 9.99% |
$500 minimum |
| Select Rewards Mastercard® | as low as Prime + 7% | $500 minimum |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
APR = Annual Percentage Rate.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change. APR = Annual Percentage Rate
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.