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Business Account Rates

Discover our competitive business account rates

Because we’re not-for-profit, we pay back earnings to you by offering lower loan rates.

Which business account rates are you interested in?

Account Type
(credited and compounded quarterly)
 Dividend Rate APY
APY = Annual Percentage Yield		 Min. Balance to Earn APY
Share/Savings Account 0.15% 0.15% $5
Balance Tier*
(credited and compounded quarterly)  		 Dividend Rate APY
APY = Annual Percentage Yield		 Min. Balance to Earn APY
$2,500-$9,999 0.40% 0.40% $2,500-$9,999
$10,000-$24,999 0.50% 0.50% $10,000-$24,999
$25,000-$49,999 0.80% 0.80% $25,000-$49,999
$50,000-$74,999 0.90% 0.90% $50,000-$74,999
$75,000-$99,999 1.00% 1.00% $75,000-$99,999
Over $100,000 1.19% 1.20% Over $100,000
*Requires a minimum of $2,500 to open, account is subject to $10 monthly fee if the balance falls below the minimum requirement.
Account Type Dividend Rate APY Min. Balance to Earn APY
Business Advantage Checking* 0.10% 0.10% $5,000
Optimum Checking** 0.10% 0.10% $5,000
*A $10 service fee is applied if your balance drops below $10,000 at any time during the month. 
**A $25 service fee is applied if your balance drops below $25,000 at any time during the month.