Checking Accounts

Three checking account options. Plenty of perks. 

Simply choose from three convenient options based on your financial needs and goals, and we'll take care of the rest. 

 
 

Free Plus Checking Account

  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Account access 24/7 with Online and Mobile Banking

Prime Checking Account

  • Earn monthly dividends when you maintain a balance of $500 or more.
  • $10.00 monthly service fee if balance drops below $500 at any time during the month.
  • No minimum balance required 
  • Unlimited check writing
  • Account access 24/7 with Online and Mobile Banking
  • View current rates

Classic Club Checking Account

For members age 55 and better.
  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Account access 24/7 with Online and Mobile Banking
  • Free Cashiers Checks 
  • Earns dividends
  • One free box of checks each year
  • View current rates













Our checking accounts feature:
Free Digital Banking (OnlineAccess and MobileAccess) *Overdraft Protection from savings account
Free ATM/Debit Card 30, 000 free CO-OP ATMs nationwide
Free Bill Pay Service Free automatic Transfers
Free PhoneAccess
*Overdraft Privilege

Open an Account

Are you already a Mainstreet CU member?

Yes, open an additional account (Opens in a new Window)(Opens in a new Window)    No, become a member(Opens in a new Window)(Opens in a new Window)

You may also call us at 913.599.1010 or 888.395.1010, schedule an appointment or contact us.


Learn more about our current rates, overdraft coverage, and fee schedule.