Personal Loan

If you find yourself in need of a kitchen makeover, preparing for a special event like a wedding or vacation, or caught off guard by an unexpected expense, don't worry! Mainstreet Credit Union is here to assist you with loans tailored to your situation. 

Signature Loans

Signature Loans allow you to borrow money for nearly any purpose. Mainstreet Credit Union bases your eligibility on your credit history and score, financial resources, and the amount of your personal loan request.

Click below to apply for a Signature Loan.

Apply for a Signature Loan(opens in a new window)

Certificate or Share Secured Loans

Certificate or Share Secured loans are a great option to help you build your credit or make a purchase without dipping into your savings account. Fully secured by shares in your Mainstreet account, this loan traditionally offers borrowers a lower rate. Plus, dividends continue to accrue on your certificate or share account.

Borrow up to 100% of the certificate balance or available share balance (minimum loan request $500).

Mainstreet Credit Union also offers Share Certificate Accounts, which serve as perfect loan collateral for your Certificate Secured Loan. 

Click below to apply for a Certificate or Share Secured Loan.

Apply for a Secured Loan(opens in a new window)

Want to learn more about the lending services at Mainstreet Credit Union? Give us a call or visit us in person at one of our branches located in Kansas City, Missouri or in the following Kansas cities: Bonner Springs, Kansas City, Kansas Lawrence, Leavenworth, Lenexa, Mission, Olathe, Shawnee Mission.





















The term of repayment of an unsecured personal loan is 12-48 months. Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty. For example, if you get approved for a $10,000 loan at 12.99% APR for a term of 48 months, you’ll pay just $270 per month with no origination fee. This example assumes that all payments are made on time.