Choose The Account That's Right For You
Securing a healthy financial future begins with just the right savings options. We offer a suite of savings accounts created to help you make your long-term financial dreams a reality.
Whether you are saving for a short-term goal or want to prepare for retirement, we have accounts designed for you.
Share Savings Account
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All it takes is a $5 deposit. It's that simple.
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You can even open sub-share accounts to manage your budgeting and savings goals.
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Choose the name that works for you - Vacation, Wedding, Home Improvement.
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Quarterly dividends are paid from the date of deposit.
- View current rates
- Open an Account
Money Market Advantage
- A Money Market Advantage account combines the liquidity of a checking account with a premium rate of return.
- Your investment of $2,500 or more earns interest based on the balance.
- Check writing and transfers to other Mainstreet accounts.
- Easily accessible with OnlineAccess and PhoneAccess.
- View current rates
- Open an Account
Share Certificates (CD)
- Open with as little as $500
- Terms of 6, 12, 24, 48, or 60 months.
- A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan.
- Mainstreet also offers Young Savers Certificates for members through age 19. Choose from a 6-month or 12-month term, both require a $250 minimum balance.
- View current rates
- Open an Account
Youth Savings
- Goal Getters
The Goal Getters savings account was designed for members ages 0-12 years old. - Certificates
Young Savers Certificates are for members through age 19. - Coverdell Education Savings
Mainstreet's Coverdell ESA helps parents and students save for educational expenses.
IRA Savings
- Traditional IRAs
If you are currently working and will not reach age 72 this year, a Traditional IRA could be for you. - Roth IRAs
provide additional incentives for retirement savings and additional options as to how the money can be used. - The SEP IRA
is a special retirement plan established by Congress, primarily for small business owners and those who are self-employed. - Learn more about IRAs
- Open an Account
Christmas Club Account
- Save easily for holiday and year-end expenses with this convenient account.
- Use direct deposit or payroll deduction to grow your savings throughout the year.
- Funds are automatically available on October 1st of each year.
- View current rates
- Open an Account