Score Big by Building Your Credit Now - Don't wait until the clock runs out!
Have you ever made a rookie mistake with your finances, like relying too much on your credit cards, taking out a loan with a sky-high interest rate, or forgetting to pay a bill? These little slip-ups can really put a dent in your credit score. But no worries, at Mainstreet Credit Union, we’re here to lend a helping hand. We offer personalized solutions in Kansas and Missouri designed to help you get back on track with your finances.
Credit Score (FICO score) Analysis - Let's create a plan that works best for you.
Your credit score is a pretty big deal. It plays a key role in many important decisions, like whether you get approved for loans and credit cards. Additionally, landlords often rely on this score to determine the amount of your security deposit or if you get accepted as a tenant. You may be surprised to learn that your credit score can also impact your car insurance rates.
We’re here to help you identify areas of your credit history that you can enhance and provide guidance on how to do so. Feel free to make an appointment today to review your credit, discover ways to save, and work on boosting your credit score. Having a solid credit score can lead to better terms, lower interest rates, and more money in your pocket.
We're excited to assist you!
Check out these game-changing strategies to boost your credit while slashing your payments.
Credit Card Solutions
Check out the Mainstreet Platinum Mastercard® from Mainstreet Credit Union! It comes with a competitive interest rate as low as 9.99% APR1 that can lighten your financial load. By consolidating your debts into one easy payment with a lower interest rate, you could save a nice chunk of change every month. Lowering your overall debt and consistently making on-time payments can help increase your credit score within months2.
We also have a rewards card available—ask us about it!
Loan Options
Thinking about refinancing your auto loan or using your car as collateral for a loan? This could lower your monthly payments, giving you more breathing room in your budget.
Debt Consolidation:
Combine the debt you have on high interest loans to a lower interest rate loan. This could lower your monthly payment and help you payoff debt faster. Check out our available personal loans to see what works best for you.
Reducing your monthly payment and consistently making on-time payments can significantly improve your credit score over time2.
Reach out to us to discuss your options based on your individual situation, and kickstart your game plan toward a healthy credit score. We're eager to assist you every step of the way!
1 APR= Annual Percentage Rate. Actual rate based on creditworthiness criteria.
2Claims of “building credit”, “boosting credit”, “improving credit”, are based on averages. Results are not guaranteed. Improvement in credit score dependent upon your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month will result in negative reporting to your credit report. This will not repair your credit, and negative credit history will not be removed from your credit report.
A Share Savings Account with a $5 minimum balance is required to establish and maintain membership.