Move forward faster. Stop overpaying.
Refinance your auto loan with up to 0.75% APR* off your current rate
If you’re looking for a simple way to lower your monthly expenses and reduce interest charges, auto loan refinancing may work for you! Whether you're driving around Kansas, Missouri or beyond, refinancing your auto loan with Mainstreet Credit Union lower your current car payment with our competitive interest rates.
For a limited time receive up to 0.75% APR* off your current rate when you refinance an auto loan from another financial institution.
The lowest available rate will be 4.99% APR*.
- Refinance your qualifying loan from another financial institution to get 0.50% APR*off your current rate
- Get an additional 0.25% APR* discount with automatic payments from your Mainstreet Spend account
- This offer is limited to vehicles 10 years old or newer.
- Approvals are contingent upon credit approval
- Minimum loan amount of $7,500
*APR=Annual Percentage Rate. Receive 0.50% off your current auto loan when you refinance an existing auto loan from another financial institution. The lowest available rate will be
4.99% APR. This offer can be combined with Mainstreet’s Automatic Payment Rate Discount of 0.25% with an automatic transfer from a Mainstreet Spend account. Offer eligible on vehicles 10 years old or newer, with a minimum loan amount of $7,500. Approval and APR are based on borrower’s creditworthiness and meeting underwriting requirements, such as, but not limited to income and loan to value requirements. 90-day no-payment may be available for certain qualified borrowers only; interest accrues during the deferral period. Offer valid from April 1 through June 30, 2026, with loan funding required no later than July 10th and does not apply to existing Mainstreet loans. A Share Savings Account with a $5 minimum balance is required to establish and maintain membership. Rates, terms and conditions are effective on the date of this publication and are subject to change without notice. Other restrictions may apply. Mainstreet reserves the right to terminate this program at its discretion.
Want to learn more about auto loans offered at Mainstreet Credit Union? Contact us, or visit us in person at one of our branches located in North Kansas City, Missouri or the following Kansas cities: Bonner Springs, Kansas City, Lawrence, Leavenworth, Lenexa, Mission, Olathe.